Responsibilities
- Check the completeness of supporting documents for loan approval according to the conditions of the company.
- Check the accuracy and regularity of the loan approval documents.
- Analyze customer revenue and source of revenue Including analysis of debt burden to assess the ability to repay installments.
- Contact customers by phone to verify their identity and check the accuracy of customer information in the loan application.
- Contact customers at work by phone To confirm work information and check income documents.
- Analyze for strangeness of fraudulent customers.
- Prepare daily performance reports and other reports related or assigned.
- Coordinate with other departments Related.
- Perform other tasks as assigned.
Qualifications
- Graduated with a bachelor’s degree.
- Have good communication skills and get the point across.
- Able to work under pressure.
- Good aptitude observant, good at problem solving.
- Be creative Always improving yourself and gaining new knowledge.
- Highly responsible and punctual.
- Have a network to find in-depth information with agencies or outsiders.
- Good interpersonal relationship can work with others.
- Have a good attitude to work.
- If you have direct experience will receive special consideration.
Specific knowledge/Expertise
- Have knowledge and experience in credit checking Credit Analysis.
- Knowledge of finding strangeness or abnormalities in various documents
- Knowledge of income-expense analysis source of income bank account financial documents Including various debt obligations both inside and outside the system.
- Knowledge of general economic conditions.
- Knowledge about the business operations of the organization and its affiliates.
- Have skills in using computers and using basic applications.
- Have knowledge of foreign language communication.